#36 Surrogacy Insurance Liens with Sarah Paige of ART Risk - Part 2

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Episode Notes

Surrogacy-friendly insurance isn’t enough.

Finding insurance to cover surrogacy expenses can be tricky and “liens” make it worse. If you pick wrong, you could end up with a mountain of bills. 

A surrogacy lien is where you have to pay money back to the insurance company because they covered health expenses for a surrogate. 

This might leave you wondering, "What's the point of using these insurances at all?"

Well, thankfully, there are options to avoid these costs, and that's what we're talking about today.

This is part 2 of our chat with Sarah Paige of ARTRisk. She’s sharing everything you need to know about surrogacy insurance liens.


In This Episode, You Will Learn: 

00:00 - States with great surrogacy laws but costly liens. 

06:14 - Why more intended parents are avoiding California

10:32 - Details about the new bill that could change insurance for surrogates, affecting millions in California. 

17:09 - If you want to fight back against insurance liens, then join this Alliance 

25:03 - A special program for independent matches looking for insurance guidance

If you want to avoid financial pitfalls in surrogacy, then you must understand these lien policies.

Don't miss out on this episode—hit play and discover how to make your surrogacy journey smoother and more affordable! 🎧



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Links mentioned in the episode 

Surrogacy Starter Kit

ART Risk Solutions

IAE Alliance website


About the Host

Dr. Alyssa Small Layne is a board-certified OB/GYN and minimally invasive gynecologic surgeon, but more importantly, she's someone who truly gets the surrogacy journey. After navigating her own struggles with fibroids, infertility, and surrogacy, she founded JUNIE to make the process easier and more accessible for intended parents.

On Surrogacy Made Simple, Dr. Layne brings her medical expertise and personal experience together to break down surrogacy in a clear, honest, and supportive way—so you can feel confident and informed every step of the way.

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